circle finance

Circle Review: Complaints, Fees, Rates, Customer Feedback

The Circle is an innovative financial technology company offering various services, from cryptocurrency trading to a prepaid Visa debit card. It is rapidly becoming a popular choice for those who want to access the latest financial technology. However, with any financial product, it’s important to understand all the details and know any possible fees, rates, and customer feedback.

That’s why we’ve put together this Circle review – to provide you with everything you need to know about Circle, including complaints, fees, rates and customer feedback. We’ll discuss how to use Circle and the pros and cons of their services, so you can make an informed decision on whether or not it’s the right choice for you.

The circle is a peer-to-peer transactions technology firm founded in October 2013. The company provides payment processing, automated payout products, ACH, and other related services through its web API. For all transactions, the company uses the USD Coin, a so-called “stablecoin” that is said to be backed by actual dollar deposits. The USD Coin was created by Circle and is the primary issuer.

What is Circle?

Circle is a financial technology company with headquarters in Boston, Massachusetts. It was founded in 2013 by Jeremy Allaire and Sean Neville, who wanted to facilitate the use of blockchain technology in the mainstream financial sector. Circle has received investment from various venture capital firms, including Jim Breyer, Goldman Sachs and Baidu.

It has been used to send money to friends and family, buy and sell cryptocurrencies like bitcoin and Ethereum, and even create savings accounts. It also offers a prepaid Visa card that allows users to spend their cryptos online and off. The company has quickly grown to over a million customers and is used in 40 countries.

Circle Review Based on Features

Send and receive money

Whether you’re sending money domestically or internationally, you can do it with just a few clicks and almost no fees

Buy and sell cryptocurrencies

You can use Circle to buy and sell cryptocurrencies like bitcoin and Ethereum in a seamless, easy way.

Circle Review
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Circle Invest

If you’re interested in buying cryptocurrencies but don’t know where to start, you can use Circle Invest. This is a simple, streamlined way to diversify your investment portfolio.

Trading app

You can use the trading app to buy and sell cryptocurrencies on the go, with 24/7 trading access and competitive exchange rates.

Savings account

You can use your crypto funds to grow your savings by setting up a free savings account. The interest generated is taxable, but you get to keep it in crypto.

Prepaid debit card

You can use the prepaid debit card to buy anything, anywhere online or in-store. You can also withdraw cash from ATMs worldwide.

Pros & Cons of Using Circle

There are plenty of reasons why you should use Circle – especially if you’re new to the crypto space and don’t know where to start. Before you commit to any particular service, it’s important to weigh both the pros and cons of using Circle and determine if it’s the right choice for you. Let’s look at some of the pros and cons of using Circle so you can decide if it’s the right choice for you.


  • User-friendly and easy-to-use interface
  • You can buy, sell, and send money from the same platform
  • Competitive exchange rates
  • No minimum deposit
  • No minimum withdrawal amount
  • You can use your crypto for more than just trading
  • 24/7 trading access
  • Low fees for transacting with your money
  • Customer service is available 24/7
  • Free savings account
  • You can use your crypto for everyday purchases


  • No insurance coverage for your funds
  • Only supports a limited number of countries
  • The prepaid debit card is only available for US residents
  • You can only trade with bitcoin, Ethereum, and USD Coin

Complaints, Fees, Rates, Customer Feedback

Circle Review Based on Rates and Fees

The circle is a free service for sending money to friends and family, but you’ll need to pay a fee for other services, like buying and selling crypto. Fees and rates will vary depending on what country you’re in and what service you’re using, so be sure to check fees before initiating any transaction. You can also view fees and rates in your Circle account.

Circle has two monthly plan options. The first bundle, dubbed Payments, will cost you $1,000 monthly plus additional transaction fees. Payment solutions for cards, bank transfers, and ACHs are included in this plan. It also promotes fixed-rate yields on all USD Coin accounts.

Circle Review Based on Customer feedback and complaints

There is much hype surrounding using Circle, which has received much positive attention. However, like any financial company, it does have its share of complaints, so it’s important to consider all sides when choosing which service to use. Let’s look at what people say about Circle so you can decide if it’s the right choice for you.

Circle has earned some positive feedback from its customers. They appreciate its easy-to-use and user-friendly interface, and many enjoy buying, selling, and sending cryptocurrencies from the same platform. They also like that Circle doesn’t charge high fees for transacting with your money and that you can use your crypto for more than just trading.


If you’re interested in using Circle to buy, sell, and send cryptocurrencies then this Circle review should be enough to give you an idea about the company. It has a user-friendly interface and offers low fees for transacting with your money. It also offers a free savings account and a prepaid debit card that can be used to withdraw cash and make online purchases.

Circle received favorable ratings for its domestic and international money transfer services. Its most helpful and distinctive feature was the capacity to swiftly and cheaply transfer payments to users from different countries. Nevertheless, it did not beat Square Cash, Venmo, or any of the highest mobile money transfer apps for domestic use.

However, before signing up, you should be aware of the limitations mentioned in our Circle review. Circle only supports a limited number of countries, doesn’t offer insurance coverage for your funds, and only allows you to trade with bitcoin, Ethereum, and USD Coin.

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