Nutraceutical Merchant Account providers

Best Nutraceutical Merchant Account Providers

It can be challenging to navigate the payment processing restrictions that apply to nutraceuticals. Many big merchant account providers refuse to process payments for this industry due to the legal ambiguities and potential for chargebacks.

Finding trustworthy providers with experience working with nutraceutical businesses can be difficult. Still, the providers on this list have a proven track record of fair pricing and excellent customer service.

To determine the best merchant account provider for your nutraceutical business, it’s essential to research each provider’s products and services and compare rates from multiple processors. By taking these steps, you can find the best nutraceutical merchant account providers that best suit your business’s needs and helps you navigate the complex regulatory landscape.

Best Nutraceutical Merchant Account Providers

If you’re finding it difficult to secure or maintain a merchant account for your business because it’s considered “high risk,” don’t despair. Several providers specialize in working with companies that fall into this category.

Some of the best merchant account providers for high-risk businesses are those that understand your unique circumstances and offer tailored solutions. Here are a few providers worth considering.


Payment Cloud Merchant Services
Image source Payment Cloud

PaymentCloud, a merchant account provider located in Woodland Hills, California, focuses on serving high-risk businesses, including nutraceutical suppliers. The company offers many products and services, including POS solutions, an online payment gateway, mobile phone swipers, EMV-compatible terminals,  a virtual terminal, and merchant cash advances.

With its expertise in high-risk merchant accounts, PaymentCloud is well-suited to help nutraceutical suppliers navigate the complexities of payment processing in this industry.

One of the standout features of PaymentCloud is the dedicated account representative that is provided to all new merchant accounts for the duration of their account. Additionally, PaymentCloud hasn’t received any negative reviews on consumer forums, and they tailor their pricing to each merchant’s specific business type and history.

This approach allows them to provide personalized service and competitive pricing, which is especially important for nutraceutical suppliers who need a merchant account provider that understands their unique needs.

Host Merchant Services

Host Merchant Services Review
Image source Host Merchant Services

HMS, based in Newark, Delaware, is a well-established merchant account service provider that caters to a wide range of high-risk business types. Whether you’re running an e-commerce business or a brick-and-mortar store, Host Merchant Services has the tools and expertise to help you succeed.

The company offers various services, including POS solutions, online marketing tools, a payment gateway, mobile credit card processing, merchant cash advance, gift and loyalty programs, and offshore merchant accounts. Additionally, Host Merchant Services is especially well-suited for e-commerce companies, and it offers new merchants that require them a free website and email account.

The company has received positive customer feedback, with most reviewers praising its exceptional customer service. Host Merchant Services also offers a highly transparent pricing model, with interchange-plus pricing and no early termination fees, which allows merchants to cancel service without penalty.


eMerchant Broker Review
image source: eMerchantBroker

eMerchantBroker is a leading provider of high-risk e-commerce processing solutions focusing on nutraceutical merchant accounts. Based in Los Angeles, California, the company offers a wide range of services, including an online payment gateway, ACH processing, merchant cash advance, and a chargeback system that helps merchants resolve disputes and claims.

In addition, eMerchantBroker can provide offshore merchant accounts to nutraceutical sellers and online pharmacies that meet specific criteria, such as having a high processing volume, being properly licensed, not being based in India, and not selling illegal services or using continuity-based billing.

eMerchantBroker understands that every business is unique, so they offer custom prices for each merchant account. They have also built a reputation for having a low complaint rate, which is impressive given the size of their merchant portfolio.

National Processing

national processing
image source: National Processing

Headquartered in Lindon, Utah, NP is a merchant provider that caters to standard and high-risk merchant industries. The company offers a comprehensive range of e-commerce solutions and retail for a variety of business types, such as adult entertainment, auto parts, credit repair, diet programs, electronics, extended warranties, e-cigarettes, fantasy sports, firearms, furniture sales, nutraceuticals, online gaming, self-storage, precious metals, and travel.

Durango Merchant Services

Durango Merchant Services Review
image source: Durango

Durango is a merchant service provider that caters specifically to high-risk merchants, offering various solutions for businesses operating in high-risk industries. These industries include but are not limited to, annual memberships, bail bonds, online electronics, gaming, multilevel marketing, debt services, fortune telling, firearms, and businesses with low credit scores.

With Durango, you will have access to multicurrency merchant accounts and the ability to get paid via ACH, check, and cryptocurrency. This feature allows you to conduct transactions in multiple currencies, making it an excellent ally for your business.

Durango’s sincere specialization in high-risk merchants sets it apart from other providers. It makes it the ideal choice for businesses with limited merchant services options or who have been rejected or had an account terminated.

SMB Global

SMB Global
image source: SMB Global

SMB Global is a payment processing provider that works with high-risk merchants worldwide to offer credit card, ACH, or eCheck processing. The company specializes in serving travel and other high-risk industries. With partnerships with over a dozen banks globally, SMB Global can secure your business’s most competitive transaction rates.

Additionally, SMB Global offers two payment gateway solutions to cater to your business’s specific needs: Network Merchants Inc. or It caters to high-risk merchants in travel, debt consolidation, auto transport, furniture, e-cigarettes and tobacco, nutraceuticals, and herbal supplements.

SMB Global also offers a bonus service of providing free EMV terminals or mobile readers for businesses operating static or mobile storefronts. This can be an excellent option for companies who want to accept payments in person, as card readers can easily cost over $100. The company’s international focus makes it an excellent fit for high-risk businesses with a global customer base.


In conclusion, several merchant account providers specialize in serving the nutraceutical industry. These providers offer a variety of payment processing solutions, including credit card and ACH/eCheck processing, to ensure that nutraceutical businesses can easily accept payments from their customers.

These providers also have options for different payment gateway solutions, free EMV terminals or mobile readers, and the ability to process payments in multiple currencies. Overall, it is essential for nutraceutical businesses to do thorough research and compare the different merchant account providers and their services before deciding to ensure that their payment processing needs are met.

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