The QuickBooks software solution by Intuit is one of the most seamless DIY or Do-it-yourself accounting software programs that has even been made available for small-scale business owners. QuickBooks by Intuit was introduced in 1994 and since then, the software program has become quite a household name as it features an impressive market share of around 80 percent, and has a comprehensive suite of high-end specialized business services.
If you are using QuickBooks and accepting credit cards with the help of QuickBooks Payments, you might have realized that the overall processing fees tend to be relatively high. As a matter of fact, QuickBooks goes ahead with the notion that they should charge a premium fee from customers for the overall ease of use of delivering the functions of payments and accounting through a single platform.
QuickBooks used to resist the use of third-party payment integration. However, following significant pushback from the customers and the risk of a more open accounting software competitor, QuickBooks eventually opened its platform to third-party credit card processing. However, not all merchant accounts are be directly integrated with QuickBooks.Â
Top Choices for the Best Merchant Accounts for QuickBooks Integration
We have prepared a comprehensive list of the top-rated credit card processors offering QuickBooks integration. The list of merchant providers we briefly offer either indirect or direct QuickBooks integration. Providers featuring direct integration with QuickBooks come up with solutions like plugins, payment gateways, or APIs capable of seamlessly transferring the payment history and transaction details from the merchant account to the program of QuickBooks.
Providers delivering indirect integration with QuickBooks will ask their users to leverage additional steps like manual report uploading, signing up with a third-party service, and so on.Â
Shopify
Shopify serves to be an effective solution for e-commerce merchants who might or might not be maintaining physical storefronts. Along with delivering access to highly customizable online store experiences, the leading merchant account provider also offers specialized features like email marketing, chargeback recovery, a POS or Point of Sale application based on the iPad, reward programs, and so more. With Shopify, you can access monthly pricing plans with product tiers and variable pricing.
Integration of QuickBooks with the help of Shopify is achieved with some third-party plugins. Due to this, the overall experience with QuickBooks through Shopify will depend entirely on the plugin selected. Thankfully, the Shopify App Store features a suite dedicated mainly to a wide range of integration solutions by QuickBooks. Merchants can select the plugin that appears the best regarding pricing, features, and user feedback.
eMerchantBroker
eMerchantBroker is another conventional merchant account provider specializing in high-risk or hard-to-place business types. While the company offers to process for most basic retail or any e-commerce business, it is also capable of serving businesses featuring poor credit or requiring offshore merchant accounts -including supplements, travel, collections, MLM ventures, magazine sales, or dating websites.
The PCI-compliant payment gateway by eMerchantBroker features the dedicated QuickBooks SyncPay plugin for enabling merchants to process transactions directly from the QuickBooks software. The service remains compatible with QuickBooks Pro, QuickBooks Enterprise, and QuickBooks Premier. Some of the features to look out for are batch processing, sales reports, invoicing, and batch reporting. As a merchant, you should know that QuickBooks SyncPay does not remain compatible with QuickBooks Online, QuickBooks POS, or QuickBooks Accountant.
Host Merchant Services
Host Merchant Services, or HMS, has been ranked as one of the most affordable and transparent merchant account providers. Host Merchant Services offers access to QuickBooks integration with the help of the Verosa Gateway. The payment terminal of Verosa is effectively integrated with QuickBooks Premier, QuickBooks Pro, QuickBooks Accountant, or QuickBooks Enterprise.
When you include a dedicated USB card swiper, it enables you to ensure ‘in-person’ payments while avoiding higher ‘card not present’ rates. Host Merchant Services will specifically not charge additionally for delivering access to QuickBooks integration. However, merchants should be cautious that there could be potential costs that might be associated with the addition of a payment gateway or integration with other core features.
PaymentCloud
PaymentCloud is regarded as one of the top-rated providers on the CPO. The company strives to rate high due to its shallow customer complaints in a shorter period since the service provider has been in operation. PaymentCloud is a well-known name in the industry renowned for catering to high-risk businesses or merchants. Even when you might not be in a high-risk industry, PaymentCloud offers reliable solutions.
The provider is effectively capable of integrating into the accounting software solution of QuickBooks. Therefore, it offers access to industry-relevant solutions to customize the software according to the specific needs of the customers. This, in turn, helps in generating reduced rates along with improved automation and integration for the respective QuickBooks platform.
Square
Square is renowned for its impressive set of POS and merchant account features across all its available platforms. Square is available as an all-in-one POS system that is capable of quickly getting customized to fit individual requirements. Some of the areas wherein the features of Square stand out are:
- Reporting and insights
- Integrated payments
- Intuitive hardware
- Inventory management
- E-commerce and online store
Square is quite a famous mobile-based POS and payment processing solution provider. The system is effectively affordable and available as one of the most budget-friendly options out there. Square provides solid inventory management along with detailed reporting and a dedicated app marketplace with all possible integrations. It is possible to adapt Square to any industry while being used across a wide range of mobile devices.
Clover
Clover is one of the easiest and the most simple-to-use Point of Sale systems that features impressive hardware options for different business types. The brand is entirely scalable and features an impressive all-in-one product. Some of the best features of the payment processing provider are:
- Virtual terminal
- Menu management
- Advanced inventory
- In-depth reporting
- Effective customer management
Clover is available with different pricing plans for the merchants. There is also the presence of a flat processing rate across all pricing tiers. There is the presence of a processing-only plan that is available for free. Clover serves to be a highly versatile product for both restaurants and retail establishments. The best part is that the integration solutions offered by Clover are highly affordable.
There is the delivery of an intuitive interface along with several advanced hardware options that make the service provider highly scalable. Clover with QuickBooks integration is easy to customize according to the specific needs of the merchants.
Lightspeed
The product is immensely versatile and customized according to the specific needs of different businesses. All accounts of Lightspeed are available with free updates, 24/7 support, reporting, and personalized onboarding. Moreover, there is also the presence of abundant customization features and flexible payment processing options. Some of the critical features of Lightspeed to look out for are:
- Reporting & analytics
- Inventory
- Customer management
- Integrated payments
- Multi-store capability
Lightspeed is available with unique POS services -one particularly for restaurants and the other for retail businesses. Pricing for restaurant services by Lightspeed starts at around $39 per month. On the other hand, Lightspeed Retail has a pricing of $79 per month.
As far as QuickBooks integrations with Lightspeed are concerned, the latter offers access to some of the most versatile POS solutions and products. It has features and services that can fit the needs of every small-scale business out there. The best part is that the overall prices tend to be quite competitive. The ability of Lightspeed to scale its products and services is quite impressive. There is also the presence of a dedicated reporting platform.
Revel
Revel Systems is a highly customizable, user-friendly, and easy-to-use POS and payment processing provider. Some of the unique features of Revel Systems are table listing, expedite view, kitchen view, and kiosk mode. Some additional areas wherein the solution stands out are:
- Menu Building
- Kitchen management
- Employee management
- Drive-thru capability
- Online & delivery options
- Cash management
Revel is available with built-in payment processing capability with the help of Revel Advantage. The offering has competitive pricing. Still, you need to contact the service provider directly to get a customized quote to best suit your business requirements.
Revel features one of the best-in-class POS and payment processing products and solutions in the market. If you have a large-scale business and pricing is not a major issue for your business, Revel and its payment processing services will have it covered entirely. Revel has also partnered with QuickBooks. Therefore, for Revel users, the integration process is impressively streamlined.
Conclusion
Leverage the capabilities of the best-available merchant accounts for QuickBooks integration to ensure the best outcomes for your business. A QuickBooks integration is an effective way to streamline your accounting processing. If your merchant account and POS function well with QuickBooks, it will save you both time & money.
