american verification processing solutions review

American Verification Processing Solutions Review 2024

American Verification Processing Solutions (AVPS) is a merchant accounts supplier with Canoga Park, California headquarters. The company was established in 2000 and catered to companies of all sizes, delivering payment processing services. 

The organization offers merchant accounts to firms that fall into the standard-risk and high-risk categories. Additionally, the firm promotes the use of Clover as a point-of-sale system. Moreover, in this AVPS Review 2024, you’ll find everything you should know about this top-rated merchant service provider.

What AVPS Offers?

AVPS has been delivering cutting-edge credit card processing solutions to thousands of companies all over the globe, ranging in size from start-ups to multimillion-dollar corporations. American Verification Processing Solutions offers retail and internet companies of all risk levels payment processing solutions at the forefront of their respective industries. 

AVP Solutions provides entry-level payment processing products that may be accessed via virtual gateways and POS terminals. It offers high-risk merchants additional specialized services, such as merchant cash advances, chargeback protection, and other financial solutions. Some of the essential information about AVPS includes:

Overall Summary of AVPS’s Payment Processing Services
Headquarter  California, U.S
Contract 3 years 
Service Charges  $10 monthly charges 
PCI Fee Undisclosed
Online Complaints  10+
Service Support  Yes

AVPS Origin, Headquarters, and Owners

This payment processor is a certified ISO/MSP of Central Bank of St. Louis, located in Clayton, Missouri. Its headquarters can be found at 6737 Variel Avenue, Canoga Park, California 91303. AVPS was started by Tiffany Segura, who also serves as the company’s president and CEO. 

Important News in History

AVPS was established in 2000 by a management team with prior expertise in card processing, extending back to 1985. American Verification Processing Solutions can handle the processing of all major card payments for a wide variety of businesses.

Services Offered by AVPS

A tremendous amount of expertise in dealing with high-risk organizations, as defined by banks and credit card processors, is something that AVP Solutions has. It offers its high-risk merchants premium services to assist them in transaction management, payment security, and cost reduction. 

One of its most prominent characteristics is the variety of payment processing options it offers. Virtual gateways, countertop interfaces, mobile terminals, and clover gadgets are examples of these devices.

  • Online Payments

For online or phone transactions, the organization offers virtual solutions. AVP Solutions offers retailers a safe payment gateway for online orders. From the back-end, the interface is designed to be simple and intuitive. It is compatible with a wide range of e-commerce systems and shopping carts. ACH refers to Automated Clearing House, and it refers to the procedure through which funds are transferred electronically from one bank to another. Pay-as-you-go subscription services and enterprises that need to charge clients regularly.

  • Chargeback Protection

An effort by the firm to reduce a merchant’s chargeback percentage is the goal of the chargeback protection program. Merchants will be alerted in real-time if a transaction disagreement arises. Analyst reports are also provided as a way for businesses to understand their current situations better and plan for the future. Incorporating this technology into a merchant’s payment gateway is a breeze.

  • ACH Processing

Merchants may take checks online with cheaper transaction costs thanks to ACH processing. Afterward, the merchant’s account is reimbursed within 24 hours. As a result, it prevents check fraud by verifying the customer’s credit card information before completing the transaction.

  • Phone Processing

AVP Solutions offers retailers a mobile payment terminal that can be used to collect phone orders. After receiving the order by phone, the merchant may deliver the goods and a portable terminal for payment processing to the customer’s location. A website merchant account powers all its mobile terminals, not a third-party payment service provider. Thanks to this connection, customers may now manage all their transactions from a single platform.

  • Cash Advance

The merchant cash advance program aids struggling high-risk businesses. Instead of going via a bank, the business may get a loan directly from AVP Solutions. Instead of making monthly repayments, the corporation will gradually withdraw the money from the merchant transaction fees. As a result, merchants are given more leeway and are under less need to make repayments according to a predetermined timetable.

  • 3-in-1 Reader

For businesses, it’s more than simply a payment processor. Additionally, it takes magnetic strips as well as chips and contactless payment. In addition to this, it may be utilized by an endless number of sub-users, each of whom can view the performance of their employees via an interactive dashboard. Merchants may also scan barcodes to add items, discounts, and tips. Once a product has been uploaded, you can keep track of its supply.

Pricing & Fees of AVPS 

When it comes to the conventional American Verification Processing Solutions contract, there is not much information readily accessible to the general public. The website of the firm once displayed Qualified rates that were fairly typical, including

  • a monthly statement cost of $10
  • a minimum monthly fee of $5

However, both of these are less than the norm for the industry. Moreover, you can find some complaints on other consumer protection websites concerning costly setup fees, and the website for the firm indicates that upfront prices may vary in different situations.

Final Verdict

According to our criteria, AVPS (American Verification Processing Solutions) is a merchant services supplier that ranks significantly higher than average. The firm seems to deploy marketing methods that are less than transparent and offers contract conditions that are generally ordinary; yet, the limited number of legitimate complaints lodged against the business seems to imply that merchants are not especially unhappy with the service they get. 

The conditions of any contract that a merchant is offered should be reviewed carefully, and the merchant should evaluate those terms in light of the best payment processing choices.


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